Making Our Clients Dreams A Reality!
At M&M Funding, we take the "hardest" part of getting into your dream home out of the equation! Our loan officers are standing by to put you into the home of your dreams without the hassle of securing financing!
M&M Funding has a variety of programs available to you. To get started, just select the appropriate option below:
The Services We Provide
-
FHA Loans
-
VA Loans
-
USDA
-
Conventional Loans
-
Jumbo Loans
FHA Loans
The Federal Housing Administration (FHA) insures a number of loan programs to help you become a homeowner, and we can help you find a lender with the right FHA loan products.
- Low Down payment Options
- Borrowers with less than perfect credit may quality
- Seller can contribute up to 6% towards buyers closing cost & or prepaids
VA Loans
VA loans are a great program for veterans, which offer no money down payment & lower credit scores. In addition, VA loans offer competitive rates and no mortgage insurance (PMI) which means lower monthly payments than conventional loans.
- Qualified Veterans
- 100% financing available – No down payment required to purchase
- Low to no reserve requirements
- No monthly mortgage insurance (PMI) required
- Refinance current VA loan into another VA loan or another type of loan into a VA loan
- Seller can contribute up to 4% towards buyers closing cost & or prepaids.
USDA Loans
You can purchase your next home in a designated rural area with no money down with the Guaranteed Rural Housing Loan Program. These loans are eligible in a wide range of non-metropolitan statistical areas, including some suburbs.
- Available to low- and moderate-income borrowers
- New construction properties are eligible
- 100% financing available
- No asset or reserve requirements and gift funds are allowed
- Loan amounts as high as $417,000
Conventional Loans
- Avoid PMI with down payment as low as 10.01%
- Seller can contribute up to 3% towards buyers closing cost & or prepaids
Fannie Mae
The Fannie Mae Homeready program has a variety of options to help low-moderate income borrowers purchase their home.
- No 1st time homebuyer requirement
- Homeowner education is required
- Owner occupied 1-4 units, condos
- Lower mortgage insurance coverage requirements for LTV’s > 90%
- Income and property restrictions apply per Fannie Mae guidelines
Freddie Mac
Freddie Mac Home Possible programs offer 1st time homebuyers & low – moderate income borrowers low down payment & source of funds
- Borrowers are not required to be 1st time homebuyers
- Homeowner education is required
- Income and property restrictions apply per Freddie Mac guidelines
- Owners occupied 1-4 units, condos
- Lower mortgage insurance coverage requirements for LTVs >90%
Jumbo Loans
Looking for a big loan with great terms?
- Fixed Rate and ARM loan options
- Loan Amounts from $647,201 & up
- Interest only options available w/700+scores, 12 mos. reserves, primary & 2nd homes
***Additional guidelines may apply***
What Will It Cost
That's always the question, isn't it? The sales pitch is nice to hear, but in the end we all want to know one thing - WHAT WILL IT COST ME?
Using the calculator below, you can get an estimate of what your new mortgage will cost instantly! Try it out and use it as a tool to help you decide what fits your family's budget!
testimonials
Check Out What Our Clients Say About Us
Where do I begin? Shurrell saved my wife and I from a previously failed refi. That was a painful experience and Shurrell made it all better! She pays attention to detail, a great person and very easy to talk to. In fact I feel like I’ve known her for years! Her best quality to me (and there are plenty to choose from) is her ability to be in constant contact with us. The entire experience was great, and we would definitely use her services again in the future.
N. Mormino
It was an absolute pleasure working with Shurrell....her vast knowledge, professionalism, and skills made this process go way smooth...I was particularly impressed with how fast she was able to close on my home...this was not my first home, so I have been here before, but never have I dealt with such a talent in this home buying process...I would, and I am going to recommend Mrs. Stevens to anyone that'll listen....thanx
Ivan
Ms. Stevens was great though the whole process. She really made my dream of owning a home come true. She was extremely professional and pleasant always available to answer my questions. Always Ms. Stevens worked great under pressure my original closing was sept 22 2016. I explain to her how I needed to close Sept 2 2015. I closed on Sept 2 at 3:15pm. She was simply wonderful.. And I continue to recommend Ms. Stevens
L. Lumpkin - Columbus, OH
We’re Standing Buy To Help You! Send Us A Message.
NMLS: 1114931 | MB: 804126
OH LO: 019458 | CA: DBO149632
FL LO: 86653 | MB: MBR4262
Copyright 2024 M&M Funding, LLC, all rights reserved.
